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I dream about renting in Melbourne - i can get the equivalent of what i'm renting in Sydney for easily 2/3 of the price I'm paying now

You hit the nail on the head there - the price of a house is what a bank is willing to lend you. I can't see how someone can justify paying 620k for a rundown 1 bedroom, 1 bathroom apartment.

The second interest rates go up, or the price of properties come down, all of these people who are mortgaged to their eyeballs will suddenly find they can't afford to keep them, and the collapse is going to be terrible.



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