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1) This isn't even true in general. Aside from optional things like cosmetic surgery which you need to pay for out of pocket, the people on the taxpayer-subsidized obamacare bronze-level packages have access to the same doctors, facilities and treatments as people with high incomes and high quality employer-sponsored insurance plans. The only difference is deductibles and copays, which might vary by a few thousand dollars in the event of major surgery.

2) Even if it was true, is a society where freeloaders are rewarded equally to those who contribute a good thing or a just society? Healthcare, like all goods and services, comes from the labor of the working classes. It's perfectly fair and reasonable that the people working to pay for this (whether through insurance premiums, taxes, etc) receive the fruits of their labor, rather than having it siphoned away by non-contributing people.



Regarding #1, I meant that people can't afford it. Bronze plans are designed to only pay 60% of expected healthcare costs, and still cost $1k to $2k per month per family, and have an out of pocket cost of ~$13k+ per year.

Generally, if your employer doesn't offer subsidized health insurance, then it means you're not paid much as it is, so adding premiums that cost $10k to $20k per year plus needing $13k per year saved for OOP costs (double that if you have a problem at the end of the calendar year) is a tall order.

And yes, you get premium subsidies if you make less than a certain amount, but it's no where near a comfortable life. The government makes sure you are right on the edge of being able to afford the basics.




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