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> Considering the taxes paid, tax prep software is a tiny expense — and it’s deductible.

It's only deductible if you itemize deductions, which most people don't do. And even then it isn't free. Your tax deduction only means that you don't have to pay taxes on the cost of your tax preparation service or software.

That said, I agree with you about everything else!



And most importantly, it is not free in the sense that insurance fraud is not a victimless crime.

Any money shunted away from the state is money that the state will have to raise additionaly.




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