All my previous comments explain that the heart attack example does meant much for how we should handle routine care.
A low flat rate for that is the same for an ear infection and 12k MRI leads to misuse. Price is a signal to suppliers and consumers. High prices causes consumers to look for alternatives. It also drivers more suppliers to the market. Flat copay does none of this
A low flat rate for that is the same for an ear infection and 12k MRI leads to misuse. Price is a signal to suppliers and consumers. High prices causes consumers to look for alternatives. It also drivers more suppliers to the market. Flat copay does none of this