A structured settlement is a settlement that pays in some fashion other than a single lump sum (commonly an annuity). Many people choose to turn these types of long-lasting cash flows into cash today.
As is so often the case, some annuity purchasers pay inarguably fair prices, and others don't. Some engage in fair dealing and some don't.
milliner's accusations are akin to a claim that Wells Fargo is a predatory lender because payday loan shops exist.
This isn't limited to authority figures. Most people, when faced with evidence that they were publicly wrong, try to save face by doubling down on their original convictions.
The ideal is not to say nothing, but to know what you're worth and state that politely.
Most candidates who say nothing are either underpaid or overpaid and are trying to dance around that, instead of simply reframing the conversation to be about your market value.
As is so often the case, some annuity purchasers pay inarguably fair prices, and others don't. Some engage in fair dealing and some don't.
milliner's accusations are akin to a claim that Wells Fargo is a predatory lender because payday loan shops exist.