HOA fees can get so extremely high I don’t understand what people are paying for - 300, 400, I saw 800$ on some property.

I understand benefits of HOA, but I would like to live with one that allows me to just grow middle length grass or local flower and grasses.

Then analysis that includes buying a home should as well include investing $rent amount every month in addition to mortgage.

In the current economic system, if capital is not growing, it’s reducing.

Can you explain this further?

For example, if the market cap is $6B and has been for years, how is that reducing?

I think they're saying that inflation means the $6B is reducing in buying power.

A bank account (or a spread of bank accounts across different banks to stay under the FDIC insurance limit per-account) is way, way, way safer than a flat market cap publicly traded company -- and with the same or perhaps better rate of return. Stocks are "supposed" to give better rates of return than "flat", in exchange for the higher risk.

Inflation, plus if you’re not trying to grow your market share, competition will be taking it away from you.

HDDs, SSDs, RAM for their servers are all up what, anywhere 50% to >100% for the year?

inflation … ?

My rule of thumb is inflation will eat half your principal every 20 years unless you're growing. An average of 3.5% growth will double every 20 years.

Because state of the art models are owned and controlled by foreign agents.

I can trust a human to understand what a buffer overflow is and to learn.

What, that my personal project quality was low?

Yes! It absolutely was (and in many cases still is)! Both projects I've originated and projects I've inherited. I'm not ashamed to admit that. I build in my spare time to create things people (in particular myself) want to use, not to construct ivory towers of architectural purity.

Hell, I inherited maintainership of one gem that barely had a functioning test suite at all and is now at north of 85% coverage and is something I can now change with far greater confidence, and I recently forked a repo to work on another project that was a damned disaster that I massively refactored to make it clean and maintainable.

The world is absolutely full of janky side projects. Is that surprising to you? They're side projects, ffs, not five-nines planetary scale platforms.

Anyone who merges such a huge PR of ai generated code doesn’t deserve trust. This is a real black box now, even for the developer himself.

This is a good example of what many private companies are doing, and the rude awakening they’re in for with token price hikes and vendor lock in. It’s like Oracle all over again

Correct analogue would be: 9 man hunt, 1 doesn’t, and most of the hunt’s proceeds go to 11th man who eats for free:

But also a person is a person, not a commercial product, and usually we learn from sources within their licensing agreements.